When you visit this website you must accept the following provisions and conditions without reservation.
Our websites contain a lot of information about our company, the services we provide and our products. This information, these services and these products do not constitute an offer or a quotation as defined by the law or a recommendation for the conclusion of any type of legal transaction.
Helvetia accepts no liability (either expressly or tacitly) for the accuracy, completeness and topicality of the information and opinions published on its websites. In particular, Helvetia is not obliged to remove out–of–date information from its website or to expressly identify said information as no longer relevant. The information on the websites does not constitute decision–making advice for business, legal, tax or other questions.
Intellectual property rights and copyright
All the contents of the Helvetia websites are protected by copyright.
The information contained on the websites is provided by us exclusively for private consumption and for the purposes of information and may not be downloaded for commercial purposes. The full or partial reproduction, transmission (electronic or in any other form), modification, linking or use of the Helvetia websites for public or commercial purposes without the prior written permission of Helvetia is prohibited. When downloading and printing individual pages or parts thereof, copyright symbols and other legally protected signs must be preserved and reproduced.
Helvetia offers no guarantee or assurance that your use of the material displayed on its sites will not violate the rights of third parties who are not part of or affiliated to Helvetia Group.
Express permission must always be obtained in advance before you create a link from a third–party website to a Helvetia website.
Further legal disclaimers
Helvetia cannot guarantee that information, software, documents and other information are free from viruses or other harmful components.
Under no circumstances is Helvetia liable for any direct or indirect damage or consequential damage that arises in any way whatsoever in connection with the use of the internet and its websites. This legal disclaimer also includes all failures of the internet of any kind whatsoever and misuse by third parties. In particular, Helvetia refers to the dangers caused by viruses and hacking attempts.
You can access other websites that are linked to the Helvetia websites. Helvetia is not responsible for the contents or availability of such external websites nor does it endorse, support or confirm the information that is contained on such websites.
The Helvetia websites are not addressed to persons who are not allowed to access these websites under the laws that apply to them.
Unless stated otherwise, the product information published and the products offered by Helvetia Insurance Switzerland (Helvetia Swiss Insurance Company Ltd, St. Gallen and Helvetia Swiss Life Insurance Company Ltd, Basel) on the internet are only valid for persons and companies resident or domiciled in Switzerland and the Principality of Liechtenstein.
Helvetia reserves the right to amend its websites at any time and without prior notification.
Applicable law and legal venue
All legal relationships that arise from accessing the Helvetia websites are subject to Swiss law – insofar as the companies of Helvetia within Switzerland are affected. The exclusive legal venue is either St.Gallen or Basel. If other companies in the Helvetia Group are affected, the law of the domicile of the company affected shall apply. In this case the legal venue shall be the domicile of the company affected.